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Terms and conditions

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  • Terms and conditions

Conditions to be fulfilled to obtain a credit

  • Prerequisites?

    * Be at least 18 years old.
    * Be of good character even if you honor a commitment.
    * Have a minimum monthly income source of 200 €.
    * A loan granted but not repaid within the terms of the contract leads to prosecution accompanied by the publication of your card identity on all channels that are displayed at our agency. The delay transfer is 48 hours at the most.

  • Documents to provide?

    * Double-sided scanned identity pieces.
    * Copy of a bank account or postal .
    * Last electricity bill or any other equivalent document that can justify your address.
    * Last pay slip or any other document that can justify your monthly income.

  • Interest rate?

    Annual fixed rate of 2,80 to 3% depending on the amount borrowed and the duration of the loan.

  • Term of the loan?

    You repay your credit over 6 to 360 months, as desired.

  • Refund?

    The repayments of your personal loan are adapted to your budget. You can do one or more projects.
    You receive your financing within 48 hours after approval of your request by our administrators.
    You have no proof of use to provide. You do what you want with your loan: you decide !
    You can request the modulation of your loan repayments up or down every 6 months.
    You can request the postponement of a monthly payment every year.
    You can repay all or part of your credit without penalty.

  • Loan Agreement and Insurance.?

    The borrower will have to sign a loan agreement and a credit insurance certificate. The insurance covers you in case of death, total and irreversible loss of autonomy, total incapacity for work due to illness or accident (n ° 0081 FACL), and loss of employment due to dismissal indemnified.